Alex Kandah

Branch Manager | NMLS# 383536

Finding a home should be as simple as flipping on a switch. Getting a home loan shouldn't feel like it's you against the world. We work hard to share our knowledge and find the right home loan for you, so you're not left out in the dark.

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About Alex

I recognize that purchasing or refinancing a home is one of the most significant decisions you will make in your lifetime. Since entering the mortgage industry in 2003, I have witnessed its many ups and downs, gaining the kind of comprehensive knowledge that only experience can teach. This journey has equipped me to think creatively and adapt to the ever-evolving landscape.

My commitment is to simplify the process for you. By shouldering the stress and treating your loan with the same care and dedication I would my own, I make sure that your experience is as seamless and straightforward as possible. Let’s navigate this important journey together, ensuring you feel supported and confident every step of the way.

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What Our Clients Have to Say

“

We encountered several bumps along the way to get the loan completed. Alex was so helpful and kept us informed every step of the way. He was very knowledgeable and was able to answer any and all questions we had. He always returned my calls/emails and went above and beyond at many points along the way to make things as smooth as possible. He kept us updated as to where we were in the process, and what was next. Overall from start to finish, it was an excellent experience, and I believe it was all because of his hard work and dedication. *(Also extremely trustworthy- big plus)* My husband and I would highly recommend him to anyone and we'll definitely continue to use Alex in the future :)

Macomb, MI
“

I was referred to Alex by a friend who he helped with a mortgage. I have purchased a few homes through the years and I know the process has only become more strenuous and detailed in recent years but Alex made it very clear from the beginning. He was always prompt to return emails or texts and answers his phone when you call. His rates were lower than the other lenders I looked at. Very knowledgeable loan officer that I will continue to use for future loans. I would highly recommend calling Alex Kandah for your next mortgage.

Shelby Township, MI

Charlene Griffin
“

Alex was great to work with & has an outstanding personality, as well as dedication to to his profession .Whenever I had a question or was curious & needed something clarified, he was always quick to respond & help no matter time of day. Alex is very knowledgeable & went above & beyond to make things as smooth as possible. I would recommend Alex to anyone who is looking for a lender who is knowledgeable & willing to put in the extra work to make things work. I will definitely have him as my lender in the future. Thanks for all your hard work & making things happen.

Warren, MI

Randy Hughes

Conventional Loans

Conventional loans at Luminate are a great option for many homebuyers since they are flexible as far as properties you can choose from, fees, and loan structures available.

FHA Loans

FHA loans are designed for low-to-moderate income borrowers who are unable to make a large down payment or have a less than ideal credit score. FHA loans are much easier for most homebuyers to qualify for.

VA Loans

Have you served in the military and are searching for a home loan that’s right for you? Because of your service history, you may be able to qualify for a VA home loan to make your home hunt easier.

USDA Loans

A USDA loan is a mortgage loan option offered to rural property owners by the USDA. This loan option is great for anyone living in the rural areas of the United States that may have a lower income.

Ready to get started?

The home loan process doesn't have to be scary. Our team is here to help! All it takes is the following few steps:

1. Tell Us About You

Talk through your goals and timing, so that together we can decide which loan option is the best fit for you.
2. Fill Out the Application

Gather your financial details and complete your loan application to start the pre-approval process. We're always here if you have any questions.
3. Get Pre-Approved

Once your application and credit report have been reviewed, you will receive a pre-approval letter to get out there and start your home search.
4. Start Shopping

Now that you're outfitted with a pre-approval letter, your budget, and information about the loan process, you're ready to get out there an start shopping from a home.